Expense Ratios Regular

Regular mutual fund plans have a higher expense ratio compared to direct plans. This is because regular plans include a commission or distribution fee paid to intermediaries like brokers or advisors. These fees are built into the overall cost of managing the fund and are deducted annually as a percentage of the investment. While this makes the fund slightly more expensive, investors receive personalized services such as portfolio recommendations, investment tracking, and assistance with transactions. For investors who prefer guided support or lack the time or knowledge to manage investments independently, the higher expense ratio may be considered a worthwhile trade-off.